BrokerDesk gives you a full AI-powered mortgage assessment, CPC 2025 compliant Statement of Suitability, client document portal and lender rate comparison — all in one place.
Regulated by the Central Bank of Ireland (C430229) · Built by Howard Financial Services Limited
Built specifically for the Irish market — CPC 2025, CBI macro-prudential rules, and 7 lender panel built in from day one.
AI mortgage assessment
Full pre-assessment in seconds. Income analysis, stress test, lender shortlist and maximum borrowing across your full panel — all generated automatically from the client's details.
CPC 2025 compliant SoS
Statement of Suitability generated automatically after every assessment. Covers vulnerability assessment, trusted contact, conflicts of interest and all required CPC 2025 disclosures.
Client document portal
Send clients a secure link to upload their documents. AI reads payslips, bank statements, loan statements and accounts — flagging issues before you run the assessment.
Live lender rates
Rate comparison across AIB, BOI, PTSB, Avant, MoCo, ICS and Núa — updated centrally so every broker on the platform sees the same rates simultaneously.
Pipeline management
Track every case from pre-assessment to drawdown. Commission tracker, submission review, document checklist — everything in one place for every client.
Training mode
Full training environment for new staff. Load real case studies, run assessments, generate SoS documents — without any emails, notifications or data being affected.
Lender criteria built in
Self-build, BTL, probation, contractor, parental leave, director income, FX income — all criteria applied automatically per lender so you never miss an exclusion.
Fully regulated
Operating under Howard Financial Services Limited (CBI C430229). Full intermediary panel — AIB, BOI, PTSB, Haven, Avant, ICS, MoCo, Núa Money.
Branded for your firm
Your firm name, logo and colours on every client email, portal and document. Clients see your brand — powered by BrokerDesk behind the scenes.
From client enquiry to mortgage submission in minutes, not hours.
Client enquiry comes in
Log the client details and run a full AI pre-assessment in under 60 seconds. Borrowing range, lender shortlist and stress test generated automatically.
Send the client portal link
One click sends the client a branded secure link to upload their documents. AI reads them and flags any issues before you review.
Review and generate SoS
Review the AI assessment, adjust if needed, and generate a CPC 2025 compliant Statement of Suitability. Send via DocuSign for electronic signature.
Submit for lender review
Submit the case to HFS for final review and lender submission. Track progress in the pipeline from pre-assessment to approval in principle.
We are finalising BrokerDesk's pricing. Register your interest and we will confirm it with you directly — you will know exactly what it costs before you commit to anything.
No setup fees
No annual lock-in
Full panel access from day one
Training and onboarding included
Early registrants get priority access
Built by a broker, for brokers
BrokerDesk is built and operated by Howard Financial Services Limited, a CBI-regulated mortgage brokerage based in Cork. Francis Howard has been advising clients on mortgages and financial planning since 2015 and is a Qualifying Top of the Table member of MDRT.
BrokerDesk was built out of frustration with the tools available to Irish brokers — expensive, slow, and not built for the Irish market. Every feature is designed around how Irish mortgage brokers actually work.
Coming Soon
Be first to know when BrokerDesk opens. Early registrants get priority access and input into pricing.
Howard Financial Services Limited (CBI C430229) is the data controller for the details you submit here. We use them only to contact you about BrokerDesk and do not share them with third parties. Email francis@iwantamortgage.ie to ask for your details to be removed at any time.