The mortgage platform
built for Irish brokers
BrokerDesk brings mortgage assessment, adviser-reviewed suitability drafting, a client document portal and lender comparisons together in one platform.
Intelligent mortgage software. Professional advice remains in your hands.
Automated calculations and AI-assisted documents support professional assessment; they do not replace adviser verification, approval or regulated advice.
BrokerDesk is built by Howard Financial Services Limited, a mortgage intermediary regulated by the Central Bank of Ireland (C430229). BrokerDesk is software — it is not itself approved or endorsed by the Central Bank.
See BrokerDesk in action
A short walkthrough of how a case moves through the platform.
Everything you need in one platform
Built specifically for the Irish market — CPC 2025, the Central Bank’s macro-prudential rules and the main Irish lenders, from day one.
AI mortgage assessment
Income analysis, stress test, lender shortlist and indicative maximum borrowing across your panel, generated from the details you enter and presented for your review.
Statement of Suitability drafting
A Statement of Suitability is drafted after every assessment, with sections for vulnerability assessment, trusted contact and conflicts of interest. You review, amend and sign it — the suitability assessment and the document remain your responsibility as the regulated adviser.
Client document portal
Send clients a secure link to upload their documents. Payslips, bank statements, loan statements and accounts are read automatically and anything that looks wrong is flagged for you to check before you run the assessment.
Live lender rates
Rate comparison across AIB, BOI, PTSB, Haven, Avant, ICS, MoCo and Núa Money — updated centrally, so every broker on the platform sees the same rates at the same time.
Pipeline management
Track every case from pre-assessment to drawdown. Commission tracker, submission checklist and document checklist, in one place for every client.
Training mode
Full training environment for new staff. Load real case studies, run assessments, generate SoS documents — without any emails, notifications or data being affected.
Lender criteria built in
Self-build, BTL, probation, contractor, parental leave, director income and FX income are assessed per lender and any exclusion is surfaced for your review. Lender criteria change — always confirm the current position with the lender before you advise.
Your firm stays responsible
BrokerDesk provides adviser-support software, not regulated mortgage advice. It is built and operated by Howard Financial Services Limited, a mortgage intermediary regulated by the Central Bank of Ireland (C430229) — the software itself is not a regulated service. Your brokerage advises its own clients under its own authorisation and submits through its own lender agencies. Your client stays your client.
Branded for your firm
Your firm name, logo and colours across supported client-facing emails, portals and documents. Clients see your brand — powered by BrokerDesk behind the scenes.
Built to support advisers, not replace them
BrokerDesk provides automated and AI-assisted tools for professional mortgage intermediaries. Calculations, lender comparisons and generated documents are indicative or draft outputs until independently checked where required. Qualified, authorised advisers remain responsible for suitability, regulatory disclosures and final advice. Mortgage approval is not guaranteed.
How it works
From client enquiry to adviser-reviewed submission, with less manual administration.
Client enquiry comes in
Log the client details and run an indicative AI-assisted pre-assessment. Borrowing range, lender shortlist and stress test generated automatically.
Send the client portal link
One click sends the client a branded secure link to upload their documents. AI reads them and flags any issues before you review.
Review and generate SoS
Review the AI assessment, adjust if needed, and prepare a Statement of Suitability draft for qualified adviser review. Electronic signing is not currently available.
Submit to your lender
You submit the case to the lender yourself, under your own agency — the pack and documents are assembled and ready to go. Track progress in the pipeline from pre-assessment through to drawdown.
Pricing to be confirmed
We are finalising BrokerDesk's pricing. Register your interest and we will confirm it with you directly — you will know exactly what it costs before you commit to anything.
No setup fees
No annual lock-in
Full panel access from day one
Training and onboarding included
Early registrants get priority access
Built by a broker, for brokers
Francis Howard QFA RPA SIA
BrokerDesk is built and operated by Howard Financial Services Limited, a CBI-regulated mortgage brokerage based in Cork. Francis Howard has been advising clients on mortgages and financial planning since 2015 and is a Qualifying Top of the Table member of MDRT.
BrokerDesk was built out of frustration with the tools available to Irish brokers — expensive, slow, and not built for the Irish market. Every feature is designed around how Irish mortgage brokers actually work.
Trial & early access
Be part of BrokerDesk from the outset
Register your interest in using BrokerDesk as we roll it out. We’re also looking for three Irish mortgage brokers for an initial trial over a few weeks, with a personal walkthrough and practical feedback.
Register your interest →Tell us about your brokerage and Francis will follow up. No account or payment needed to enquire.